TWM Group – Portfolio updateÂ

We want to share with you some of the high-level updates that we’ve implemented in your portfolio over the last quarter.
The lagging impact of interest rate hikes on the economy

Despite one of the fastest interest rate hike campaigns in history, the economy seems to be humming along. Why are we seeing this disconnect?
GICs, Bonds and High-Interest Savings Accounts – How do they compare right now?

GICs, Bonds and High-Interest Savings Accounts. What is the best option for the conservative portion of your portfolio?
COVID-19: Taking care of your emotions in times of crisis
In times of crises the media noise can elevate some people’s levels of stress and this can represent a hidden problem that should be looked at. In his article Protective and Damaging Effects of Stress Mediators, Neuroscientist Bruce McEwen1 summarized the very diverse effects associated with chronic stress. Perhaps the most common one is high […]
Distinguishing the difference between skill and luck
Have you ever wondered what percentage of your success is due to your acquired competencies (skills) and how much is due to good fortune (luck)? From excelling in sporting competitions to winning at work, we’re frequently undecided about which of the two ingredients ends up being decisive. Most of the time, skill and luck are […]
How to support local businesses this holiday season
Many of our clients are busy taking care of last minute holiday preparations in these final weeks of December. While everyone celebrates the holidays differently and has a unique wish list to shop for, there are many opportunities to support local business during the festive season. Here are a few ways to support Montreal-based businesses […]
Letting go of bad habits
We all have bad habits. Sometimes, these are small and seemingly harmless, like a person biting their nails or forgetting to put empty coffee cups in the recycle bin. Other bad habitual behaviours can have potentially risky outcomes, like regularly driving beyond speed limits or reaching for comfort foods too often. Perhaps the most detrimental […]
How to Choose a Charity
Philanthropic work is admirable and can take many forms, from one-time donations to ongoing financial support or even the use of a trust or inheritance. It’s also very common among our clients, many of whom wish to use their success to help others. Our team supports this generous element of wealth management and is pleased […]
Isolation
When thinking of health risks, some are more obvious than others. Sugar, a sedentary lifestyle, excessive use of alcohol or the abuse of drugs – these are all things we understand to be unhealthy (and they are). However, many hidden dangers can be as bad for one’s health as the more overt ones, if not […]
Email Management Tips for Professionals
Business communication used to be centered around in-person meetings and phone calls made from a landline. Fax was all the rage for a period of time, but nothing has really impacted professional communication the way email has. Not only does email make messaging easy and convenient, it allows professionals to work from just about anywhere […]