RRIFs Part 2: What happens at end of life?

In our previous post RRIFs Part 1: What are they?, we covered some RRIF basics. We said that while an RRSP is designed to receive contributions, a RRIF is designed to be used only for withdrawals, with very limited exceptions. The most common exception is when a RRIF receives, aside from an RRSP rollover, a […]

RRIFs Part 1: What are they?

Maximizing cashflow during retirement means using a combination of investment vehicles.¬†While RRSPs are a commonly used tool towards that goal, it logically follows that most retirees will eventually own a RRIF. ¬†RRIFs are similar but have their own unique features. RRSP vs RRIF A Registered Retirement Income Fund (RRIF) is essentially a continuation of a […]

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