GICs, Bonds and High-Interest Savings Accounts – How do they compare right now?
GICs, Bonds and High-Interest Savings Accounts. What is the best option for the conservative portion of your portfolio?
A discussion on inflation
With the onslaught of daily headlines pointing to difficult times, we want to provide you with some information regarding inflation
Have you prepared your digital legacy?
Among the many aspects that compound wealth planning, the transfer of wealth is a particularly special one. It is where we express the material legacy we want to leave our loved ones after our passing away. According to a survey by Angus Reid Institute, only 58%1 of Quebeckers have a will in place. If you […]
How financially prepared are Canadians for retirement?
Most Canadians – 80% – would rather have an improved pension, or any pension, than a higher salary. At least this was the main conclusion of a recent survey ran by Ottawa based research company Abacus Data1 on behalf of the Healthcare of Ontario Pension Plan (HOOPP). The survey, which gathered the views of 2500 […]
Estate planning for pets
Pets are, it is widely accepted, a crucial component in family life. According to Matthew Metos1, vice president of Advanced Planning for Fidelity Investments and an estate planning for pets specialist: “A lot of people love their pets as much as they love their children.” Mr. Metos adds: “So it makes sense to consider taking […]
Retirement Plans vs Retirement Planning
In thinking about retirement, there is often a focus on specific goals or perhaps idealistic dreams of the future. This open-ended thinking is critical, as achieving the retirement one envisions begins with knowing what that vision entails. That said, there is a major difference between one’s plans for retirements and having an actual retirement plan. […]
Why Business Succession Planning is More Important Than Ever
Business succession plans have always been important, but they’re arguably more critical now than ever before. The Canadian Federation of Independent Business recently released a report indicating that 72% of small business owners plan on exiting their business in the next 10 years. A substantial number of respondents (47%) actually plan on leaving within the […]
When Should an Investor Update Their Will?
A legal Will is critical to ensuring that the distribution of one’s wealth is carried out according to their wishes after death. It’s not a legal requirement to have one but without a legal Will, an individual’s estate is divided as per provincial law1. This can result in distribution that is not aligned with the […]
Rising Healthcare Costs and Your Retirement
When an individual plans for retirement, they often think of how much money is needed to fund their lifestyle. This is important, as one’s housing, travel and spending habits are personal and will affect their retirement income needs. However, many Canadians fail to anticipate the full cost of healthcare in their older years. It’s not […]
Avoid the Risk of Outliving Your Capital
When: Thursday, April 26, 2018, 5:00 – 5:59 pm. Disponible en français le même jour à 12:00 pm In his presentation, Mr. St-Pierre will take a look at the key issues related to living longer with a special focus on: How inflation could be a threat to your retirement lifestyle How to avoid the risk […]
