2024 Federal Budget

We want to share some insights from the recent 2024 Federal Budget that may concern your finances, along with our initial thoughts.

2023 Year-end review

We want to share with you some of the high-level updates that we’ve implemented to your portfolio in 2023.

Have you prepared your digital legacy?

Among the many aspects that compound wealth planning, the transfer of wealth is a particularly special one. It is where we express the material legacy we want to leave our loved ones after our passing away. According to a survey by Angus Reid Institute, only 58%1 of Quebeckers have a will in place. If you […]

Retirement Plans vs Retirement Planning

In thinking about retirement, there is often a focus on specific goals or perhaps idealistic dreams of the future. This open-ended thinking is critical, as achieving the retirement one envisions begins with knowing what that vision entails. That said, there is a major difference between one’s plans for retirements and having an actual retirement plan. […]

Why Business Succession Planning is More Important Than Ever

Business succession plans have always been important, but they’re arguably more critical now than ever before. The Canadian Federation of Independent Business recently released a report indicating that 72% of small business owners plan on exiting their business in the next 10 years. A substantial number of respondents (47%) actually plan on leaving within the […]

When Should an Investor Update Their Will?

A legal Will is critical to ensuring that the distribution of one’s wealth is carried out according to their wishes after death. It’s not a legal requirement to have one but without a legal Will, an individual’s estate is divided as per provincial law1. This can result in distribution that is not aligned with the […]

Rising Healthcare Costs and Your Retirement

When an individual plans for retirement, they often think of how much money is needed to fund their lifestyle. This is important, as one’s housing, travel and spending habits are personal and will affect their retirement income needs. However, many Canadians fail to anticipate the full cost of healthcare in their older years. It’s not […]

Majority of Small Business Owners Nearing Retirement

As small business owners retire, the effects will be felt in communities across Canada, impacting their families, society, and the economy. According to the latest analysis by Barlow Research, the average small business owner is just over 60 years of age, and almost 40 per cent are 65 years or older – a percentage that […]

Invest with TWM Group

Our clients and their families typically have a net worth of $2M or more. If you have an amount under the minimum, we still invite you to get in touch with us to discuss your options.

*Please note that TWM Group does not provide investment advice nor do we solicit or share personal information through public forums or platforms such as social media. Please communicate with us only through official channels like email, the client portal or your portfolio manager.