Our takeaways on the recent inflation increase
The first step is understanding why this is happening, which sectors are driving overall inflation and how sustainable the new prices are.
How can Governments fund their huge debts following the crisis?
Since the Pandemic started, global Government spending has continued to soar. How will they fund this huge debt?
COVID-19 cases are shooting up and so is the stock market. What’s going on?
COVID-19 cases are shooting up globally, and surprisingly, so is the stock market, leaving some of our clients asking, what’s going on?
How much influence do US Presidents have on the stock market?
The quick answer is, Presidents, whether Republicans or Democrats, have less power over the economy than widely believed.
COVID-19 – Investing in a downturn
We want to share with you the different investment options when we’re in a downturn and we’re going to use 2008 as a case study.
RRIFs Part 2: What happens at end of life?
In our previous post RRIFs Part 1: What are they?, we covered some RRIF basics. We said that while an RRSP is designed to receive contributions, a RRIF is designed to be used only for withdrawals, with very limited exceptions. The most common exception is when a RRIF receives, aside from an RRSP rollover, a […]
RRIFs Part 1: What are they?
Maximizing cashflow during retirement means using a combination of investment vehicles. While RRSPs are a commonly used tool towards that goal, it logically follows that most retirees will eventually own a RRIF. RRIFs are similar but have their own unique features. RRSP vs RRIF A Registered Retirement Income Fund (RRIF) is essentially a continuation of a […]
How to support local businesses this holiday season
Many of our clients are busy taking care of last minute holiday preparations in these final weeks of December. While everyone celebrates the holidays differently and has a unique wish list to shop for, there are many opportunities to support local business during the festive season. Here are a few ways to support Montreal-based businesses […]
Letting go of bad habits
We all have bad habits. Sometimes, these are small and seemingly harmless, like a person biting their nails or forgetting to put empty coffee cups in the recycle bin. Other bad habitual behaviours can have potentially risky outcomes, like regularly driving beyond speed limits or reaching for comfort foods too often. Perhaps the most detrimental […]
When thinking of health risks, some are more obvious than others. Sugar, a sedentary lifestyle, excessive use of alcohol or the abuse of drugs – these are all things we understand to be unhealthy (and they are). However, many hidden dangers can be as bad for one’s health as the more overt ones, if not […]