How financially prepared are Canadians for retirement?
Most Canadians – 80% – would rather have an improved pension, or any pension, than a higher salary. At least this was the main conclusion of a recent survey ran by Ottawa based research company Abacus Data1 on behalf of the Healthcare of Ontario Pension Plan (HOOPP). The survey, which gathered the views of 2500 […]
A Powerful Tool to Minimize Tax
What is a trust? Estate and trust planning is fundamental to the work we perform on behalf of the clients of TWM Group. Traditionally deployed as a way to minimize estate taxes, an astutely designed trust delivers several additional advantages in the context of a coherent estate plan. Fundamentally, a trust is a fiduciary device […]
