How often do you check your portfolio?

Jean Hénault, Portfolio Manager with TWM Group at iA Private Wealth presents our Chart of the Month. You can also see this video in French presented by Nader Hamid by clicking here

This month, our selection highlights the probabilities of having a positive return over a given time period. Our chart focuses on the US stock market over a period of 30 years.

If you’re the type of person who looks at your portfolio daily over a cup of coffee, you’ll likely be disappointed. That’s because only 54% of days are positive, meaning on a day-to-day basis, half of the days are negative.

However, if you look at your portfolio monthly, there’s an improvement. The probability of having a positive month increases to almost 65%. 

And on an annual basis, that rises to 83%, meaning out of every ten years, only two years will be negative, while eight should be positive. 

TWM Group - Chart of the Month - Positive Returns by Frequency

So, the more often you look at your portfolio fluctuating over a short period, the more likely it is that you’ll be disappointed and draw false conclusions.

The Key Takeaway?

Daily and monthly fluctuations are not indicative of long-term performance. On behalf of TWM Group, thank you for watching our Chart of the Month. See you next time.

Invest with TWM Group

Our clients and their families typically have a net worth of $2M or more. If you have an amount under the minimum, we still invite you to get in touch with us to discuss your options.

*Please note that TWM Group does not provide investment advice nor do we solicit or share personal information through public forums or platforms such as social media. Please communicate with us only through official channels like email, the client portal or your portfolio manager.